Have you explored our website lately? You may just go there to login to Online Banking, but did you know we have a wealth of financial tools for you. And, they are free!
Today, let’s focus on one of them: calculators. Here’s what I want you to do:
Over at www.nwgacu.org, move your mouse right across the red menu bar until you see the button titled ‘Rates’. The last drop-down menu item is ‘Financial Calculators’. Click this: it’s gold.
The first calculator is for those of us with a lazy/forgetful pen. Our pens seem to drop the ball when it comes to writing down when we write checks, use our debit card, or make deposits. So, maybe this Checkbook Balancer will do the job. Just enter checks you write, debit card purchases, and deposits you make and watch the balancing begin. It even has a graph for the visual peeps.
The next calculator is Dealer Financing vs. Credit Union Financing. When you are looking into buying a car, check here first. You’ll see how just a few interest rate points can make a HUGE difference in your monthly payment!
Don’t Delay Your Savings is the calculator for those thinking about retirement. I know, your first thought is people 50 and over, but if you have a job, you should be thinking about retirement! Play with this calculator and don’t delay your savings!
Moving right along to the best calculator on the website – Home Budget Analysis. The pie chart is so organized and colorful and even more importantly – it’s so helpful!
Last but not least, the Loan & Line Calculator will help you see what your payment would be on a new loan or line of credit. Always good to be prepared – just like the boy scouts.
Also very cool: Below each calculator you’ll find some helpful definitions.