Thanksgiving is Thursday, which means we are almost upon Black Friday 2014: The biggest, craziest shopping day of the year. Some people thrive in these shopping situations, finding amazing deals amongst huge crowds of people. Others (like me), would rather stay in bed during those early Friday morning hours and find deals on Cyber Monday. Either way, there are lots of deals to be found, and we have compiled some information to get you ready to shop ’til you drop!
According to lifehacker.com, JCPenney offers the highest average discount on Black Friday, with Macy’s and Sears not far behind. Also, you’re going to find the best deals on jewelry, with an average 58% discount, while electronics are only going to see about a 30% discount. Wallethub.com has conveniently compiled lots of research and findings here so you can see exactly which stores to visit on Black Friday and which ones aren’t worth the crowd. If you’re more of a Cyber Monday fan, get all the scoop here, and don’t forget to always check sites like RetailMeNot.com before purchasing because you might even get an even better discount!
Also, it’s important to remember that it’s the holidays for scam-artists, too. Black Friday and Cyber Monday are huge for online sales but also for identity theft, so keep this information in mind when shopping this year:
- At the moment, there are too-good-to-be-true coupons that offer free phones or tablets on sites all over the Internet. Don’t fall for it. Make sure the offers are from a legitimate company.
- Watch out for alerts via email or text that you just received a package from FedEx, UPS, or the US Mail, and then asks you for some personal information. Don’t enter anything. Think before you click!
- There is a fake refund scam going on that could come from Amazon, a hotel, or a retail chain. It claims there was a “wrong transaction” and wants you to “click for refund” but instead, your device will be infected with malware.
So, especially now, the price of freedom is constant alertness and willingness to fight back. Remember to only use credit cards online, never debit cards. Be super-wary of bulk email with crazy good BUY NOW offers and anything that looks slightly “off”. If you think you might have been scammed, stay calm and call your credit card company, nix that card, and get a new one. If you don’t have a credit card for online shopping, consider our Visa Platinum credit card. It’s honest, reliable, and you can get triple ScoreCard bonus points now through the end of December on all holiday purchases. It’s a win-win! We hope you find lots of deals this holiday season! If you have some more ideas for Black Friday/Cyber Monday savings, please leave them in the comments!