International Credit Union Day 2014

October 20, 2014 by

October 16 was International Credit Union Day, and it was lots of fun this year!  International Credit Union Day has been celebrated on the third Thursday of October since 1948. The day is recognized to reflect upon the credit union movement’s history and to promote its achievements. It is a day to honor those who have dedicated their lives to the movement, recognize the hard work of those working in the credit union industry and show members our appreciation. We served free BBQ to our members to show just how much we appreciate you.

Enjoy these photos from the day! (Click any photo to enlarge it.)

Branch_Christi and Maegan Branch_Christi and Robin Branch_Christi Branch_David and Mardi Branch_David Branch_Dr Harris Branch_Line Branch_Mardi Branch_Members Branch_Members2 Branch_Rita  Branch_Robin2 Main_Joy and Rhonda Main_Joy Main_Members Main_Members2 Main_Rhonda and Joy Main_Scott Moody 2

We Appreciate You!

October 13, 2014 by

October 16th is International Credit Union Day, and this year’s theme is “Local Service. Global Good.” Credit unions continually demonstrate their ability to improve the lives of individuals, families, communities, and countries around the world, and have done so for generations. As we celebrate International Credit Union Day this October, we celebrate the good work credit unions do with more than 196 million people worldwide.

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This year, we want to celebrate International Credit Union Day by celebrating you, our members! Please join us for a Member Appreciation BBQ on Thursday, October 16, from 11 a.m. until 1 p.m. at both offices.

What: Member Appreciation BBQ

When: Thursday, October 16, from 11 a.m. until 1 p.m.

Where: Both Northwest Georgia Credit Union locations

The Member Appreciation BBQ is our really delicious way of showing our appreciation for our members. Join us at either location from 11 a.m. until 1 p.m. as we serve up a perfect plate.

Thank you for Un-banking – we really do appreciate you!

Kids Club Halloween Costume Contest

October 6, 2014 by

It’s finally fall, which means the holidays are right around the corner. First up: Halloween!

We will be having our annual Kids Club Halloween Costume Contest on Thursday, October 30, at 5:30 p.m. at our Redmond Road office. Winners from both the Acorn Club and Little Sprouts will get $50 deposited into their savings accounts and runners-up from both clubs will receive $25!

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Do you have kids that haven’t started their savings accounts yet? It’s super simple! Stop by either branch location on or before October 30th to get them signed up so no one has to miss out on the fun!

Do You Love Your Credit Union?

September 29, 2014 by

As your primary financial institution, we certainly hope that you love NWGACU. If you need more reason to love us, though, check out these exciting discounts you get, just for being a member.

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Sprint Discounts
NWGACU members are eligible for 10% off most regularly priced Sprint individual service plans, waived activation fee on new activations, waived upgrade fee, and national rates with no roaming or long distance charges. Click here to get your discount.

Turbo Tax and Jackson Hewitt Discounts
File your simple tax return for FREE with TurboTax Federal Free Edition or save $30.00 on Jackson Hewitt tax preparation. Click here to get started.

Save Three Ways on a New GM
We’ve teamed up with Invest in America to bring you the Credit Union Member Discount from GM to help you save three ways on a new vehicle: save hundreds, even thousands, with exclusive member discounts; add dealer incentives onto that discount; and don’t forget our great low auto loan rates! Get the details at LoveMyCreditUnion.org.

Still only just like us? Check out the full list of member discounts on our website here and hopefully we’ll win you over!

Falling for Fall

September 22, 2014 by

Fall is my absolute favorite time of year. I love the cooler weather, the anticipation of the holidays, and, most of all, all things pumpkin. A lot of people start to stress when fall rolls around, though, because with that anticipation of the holidays comes costumes for your kids, expensive ingredients for holidays meals, and, of course, holiday gift buying. The holidays often put a dent in our wallet, but we have some great money-saving tips for you. I love fall so much, and I want you to love it, too, without spending a huge amount of money.

Make your own Pumpkin Spice Latte. You know it’s almost fall when Starbucks starts advertising the infamous Pumpkin Spice Latte, the #PSL hashtag splashed all over social media (Did you know the PSL even has its own Twitter page?). As I said before, I love pumpkin everything, so I am all about drinking a Pumpkin Spice Latte (and I honestly don’t even like coffee). But stopping by Starbucks everyday adds up quickly. If you buy a tall at about $4 a pop, that’s $20 just during one work week! No, thank you! So we found a recipe on 100 Days of Real Food that will save you lots of money without sacrificing your pumpkin-y deliciousness. This recipe also tells you how to make a Pumpkin Spice Hot Chocolate for the kids (or, let’s be honest, for you), so it’s a win-win! (Can’t get enough of the PSL? Try these delicious Pumpkin Spice Cupcakes!)

Stock up early. Every year, stores start putting out holiday items around this time. Sometimes it seems ridiculous for them to start so early, but take advantage of it! Most people will wait until the last minute to purchase gift wrap supplies and even gifts, and, unfortunately, that means everything is very picked over or sold out. If you go ahead and get these items as soon as the stores put them out, you’ll find you have a much better selection to choose from. Prices also might be cheaper since the items aren’t yet in high demand.

DIY. From fall decorations to Halloween costumes, you almost always save money when you make things yourself. For example, if your child wants to be Darth Vader, you might spend upwards of a hundred dollars on a store-bought costume. Instead, you could grab some black sweatpants and a black shirt, make an easy cape out of some fabric, and just purchase the mask for far cheaper. You don’t have to be a professional seamstress to create a costume, and it can save you so much money. Making your own decorations is also a great way to save money, and it’s so much fun when you can get the kids involved! There are so many DIY decoration ideas on Pinterest, from wreaths for your front door to fall-themed snacks for your Halloween parties. Get some more budget-friendly fall decorating tips here.

I hope these tips inspire you and help you to fall in love with fall. Do you have other budget-friendly tips for the season? Share them with us in the comments!

Get to Know the Unbelievable NWGACU Team: Rebekah

September 15, 2014 by

RebekahIt’s time again to get to know more about your friends at NWGACU. This week you get to meet (or learn more about) our unbelievable Assistant Branch Manager, Rebekah! She lives in Rome and first began working at the credit union in 2002.

We are so glad she is a part of the NWGACU team! Here are a few fun facts about Rebekah:

Favorite ice cream flavor: Chocolate chip cookie dough

What do you like most about working at NWGACU?: My awesome coworkers and making our members happy!

First job: Working the salad bar at the Homestead

Favorite food: Cannelloni en bianco from Provino’s

If you could go anywhere in the world on vacation, where would you go?: I would love to travel Europe!

Help! I Forgot My Online Banking Password!

September 8, 2014 by

We’ve all been there, many times most likely. With all the different passwords we need to keep up with, it’s easy to forget one now and again. If you forget your Online Banking password, and can’t access your account, it can be quite frustrating. No worries! It’s easy for you to reset it yourself. The trick is, you must set up password reset questions beforehand. That way, the next time you forget that password, you’ll be all set to quickly and easily change it. Here are the steps you need to take now, so that you’ll be ready later when you need to reset your password.

1. Log in to Online Banking
2. Click on the “Options” tab
3. Enter a “Password Reset Question” and “Password Reset Answer” in the appropriate boxes under “Modify Personal Settings”
4. Click “Submit”

That’s it! Now you’re ready next time you forget your Online Banking password. When that time comes, here’s how you reset it:

Changing your online banking password can be done from your computer, tablet or smartphone. From your computer, log in to online banking. Click on the “Options” tab, then choose “Personal”. Follow the prompts in the box entitled “Modify Login Information” to change your password. From your tablet or smartphone, direct your browser to www.nwgacu.org, then choose “View Full Site” at the bottom of the home page. After that, follow the steps above to change your online banking password.

Everybody Eats

September 1, 2014 by

Let’s face it: We all have to eat. Sometimes, you have to run to the grocery store on your way home from a long day at work, get home, and cook a big meal for your family. Some days, you just don’t have the patience for that and let the kids talk you into going out for dinner. Either way, you’re spending money on food. Why not get rewarded for that?

If you have our Visa Platinum Credit Card, then you not only have one of the most competitive cards in the market, but you can also earn DOUBLE ScoreCard Bonus Points on all food purchases through the month of October!

You’re going to make those purchases anyway, so you might as well reap the benefits. You can redeem these bonus points for all kinds of cool items, from digital cameras to gift cards and airline tickets. You can even use your reward points to “purchase” holiday gifts! Some people even save up their reward points and redeem them for hotel stays and cruises! The possibilities are endless.

Also, if you use your NWGACU Visa Platinum Credit Card from now until November 30, you will automatically be entered for a chance to win a trip to the 2015 Super Bowl! Pretty sweet deal, right?

If you don’t already have NWGACU’s Visa Platinum Credit Card, right now is a great time to transfer your credit card balance for 5.9% APR*! Are you ready to start earning free stuff just for buying things you would anyway? Stop by either NWGACU location to start earning your rewards today!

*Some restrictions apply.

Need to Sell Your Used Car?

August 18, 2014 by

Summer is a busy time, typically full of lots of traveling. We put a lot of miles on our cars, and, now that fall is right around the corner, it might be time to sell your car. If you’ve been considering getting an upgrade, now is a great time to sell! Check out this post from Love My Credit Union for more information.

If you’re looking to purchase a new car, our Car Buying Guide can help!

It’s a great time to sell, but, at NWGACU, it’s also a great time to buy with our unbeatable auto loans! Stop by either location to get your loan and start underpaying today!

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Save, Spend, & Share

August 11, 2014 by

The kids are back in school, but that doesn’t mean they can’t learn while they’re at home, too! A lot of times, kids don’t learn very much about money during school (unless I come teach their class a learn.grow. lesson!), so it’s a good idea to help them understand about budgeting and saving at home. It’s never too early for them to start learning, either.

If you’re looking for ways to teach your kids about money, we have a great financial craft for you! This craft is fun, engaging, and really easy.

You’ll need:

  • 3 jars or 3 Tupperware containers per child (get creative here; you could even use empty tissue boxes!)
  • labels
  • markers
  • stickers, scrapbook paper, etc.

Separate the 3 containers and label each with either Save, Spend, or Share. Then let your child decorate them with fun stickers of their choosing. If you have older children, they could even glue scrapbook paper to their containers to help make it even more eye-catching. The sky is the limit, as far as decorating goes! The more your child gets into it and has fun, the more likely they will be to use the containers long after crafting time is over.

During the craft be sure to explain each jar’s purpose. The child will have to split up their money between saving it, spending it, or sharing it. Explain why saving is a good idea in case of emergencies or for future needs. Explain why spending money needs a goal in order to stay within a budget. Explain what sharing their money can mean to other people. For example, donating money to a charity can help many people in need. Help them decide what would be best for their money. You’ll always want goals with your money and make sure to help them set those goals.

Photo Credit: thingswithwingsartjournal.blogspot.com

Photo Credit: thingswithwingsartjournal.blogspot.com

A great thing about this craft is that it’s super simple and doesn’t take long! It’s the perfect after-school or after-dinner activity, and it’s a great lesson for children to learn. Be sure to encourage them to keep using their jars months after they’ve made them, and let us know how your crafting time went! We love to hear from you guys!


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