Get to Know the Unbelievable NWGACU Team: Dianne

August 25, 2014 by

DianneIt’s time again to get to know more about your friends at NWGACU. This week you get to meet (or learn more about) our unbelievable Indirect Lending Officer, Dianne! She lives in Armuchee and came back to work at the credit union in 2012. We are so glad she is a part of the NWGACU team! Here are a few fun facts about Dianne:

If you could be on a reality show, which show would you choose and why?: What Not to Wear, so I could shop and someone else would have to pay for it.

What’s your favorite movie?: Something Borrowed–I loved the book series.

something borrowed

Better_Butter_PecanWhat’s your favorite ice cream flavor?: Butter Pecan

If you could go anywhere in the world on vacation, where would you go? Anywhere with a beach and the ocean is fine with me.

What’s your favorite quote?: “You get what you get and don’t pitch a fit!” I used it on the kids a lot and it worked well, but it doesn’t work as well on the members. ;)

Need to Sell Your Used Car?

August 18, 2014 by

Summer is a busy time, typically full of lots of traveling. We put a lot of miles on our cars, and, now that fall is right around the corner, it might be time to sell your car. If you’ve been considering getting an upgrade, now is a great time to sell! Check out this post from Love My Credit Union for more information.

If you’re looking to purchase a new car, our Car Buying Guide can help!

It’s a great time to sell, but, at NWGACU, it’s also a great time to buy with our unbeatable auto loans! Stop by either location to get your loan and start underpaying today!

jpeg-for-blog

Save, Spend, & Share

August 11, 2014 by

The kids are back in school, but that doesn’t mean they can’t learn while they’re at home, too! A lot of times, kids don’t learn very much about money during school (unless I come teach their class a learn.grow. lesson!), so it’s a good idea to help them understand about budgeting and saving at home. It’s never too early for them to start learning, either.

If you’re looking for ways to teach your kids about money, we have a great financial craft for you! This craft is fun, engaging, and really easy.

You’ll need:

  • 3 jars or 3 Tupperware containers per child (get creative here; you could even use empty tissue boxes!)
  • labels
  • markers
  • stickers, scrapbook paper, etc.

Separate the 3 containers and label each with either Save, Spend, or Share. Then let your child decorate them with fun stickers of their choosing. If you have older children, they could even glue scrapbook paper to their containers to help make it even more eye-catching. The sky is the limit, as far as decorating goes! The more your child gets into it and has fun, the more likely they will be to use the containers long after crafting time is over.

During the craft be sure to explain each jar’s purpose. The child will have to split up their money between saving it, spending it, or sharing it. Explain why saving is a good idea in case of emergencies or for future needs. Explain why spending money needs a goal in order to stay within a budget. Explain what sharing their money can mean to other people. For example, donating money to a charity can help many people in need. Help them decide what would be best for their money. You’ll always want goals with your money and make sure to help them set those goals.

Photo Credit: thingswithwingsartjournal.blogspot.com

Photo Credit: thingswithwingsartjournal.blogspot.com

A great thing about this craft is that it’s super simple and doesn’t take long! It’s the perfect after-school or after-dinner activity, and it’s a great lesson for children to learn. Be sure to encourage them to keep using their jars months after they’ve made them, and let us know how your crafting time went! We love to hear from you guys!

Got (Too Much) Mail?

August 4, 2014 by
mailboxAmericans receive almost 4 million tons of junk mail every year, and nearly half is never opened. Even if you recycle there are still enormous costs in terms of ink, energy to produce, deliver and recycle the paper. And what about the trees? Each year, 100 million trees are used to produce junk mail.  If you saved all the junk mail you received this year, that would equal 1½ trees. And, beside all of these facts, it’s simply aggravating to deal with tons of junk mail coming into your home. Luckily, we have a few tips for you to quickly and easily cut the mailbox clutter.
  1. Cut the amount of mail you receive in the first place by opting out of junk mail lists. Taking the time to officially opt out of junk mail and offers eliminates waste and saves sorting time. Visit these two mail-control websites: catalogchoice.org and optoutprescreen.com to enter your address. You’ll see a difference in just a few weeks!
  2. Keep a recycle bin next to the door. That way you can sort through mail and throw away junk before it comes inside your house.
  3. Go paperless! You can manage your checking and savings accounts and pay bills all without ever receiving a piece of mail. Most people don’t receive a paper check anymore; earnings are simply direct-deposited into their account of choice. If you don’t already have direct deposit, ask your employer how you can sign up. Next, sign up for e-billing with merchants and companies you do business with. Cable bills, internet bills, credit card statements and energy bills can all be received via email. Then all you have to do is log on when bills are due. Not only will you de-clutter your mailbox, you’ll be protecting yourself from identity theft, since many ID thieves steal information right out of people’s mailboxes.

If you’re a Northwest Georgia Credit Union member, you can easily enroll in eStatements with Check Images to receive your monthly credit union statement online. When you enroll in eStatements, you receive monthly notification that your credit union statement is ready. eStatements are stored inside of your Online Banking account. The best part is that our eStatements come with free images of your cleared checks! Get more information here and then sign up through your Online Banking account here.

What are your strategies for handling mailbox clutter?

Back-To-School Supply Drive 2014

July 28, 2014 by

Founded as a teacher’s credit union in 1961, NWGACU is a financial institution which has its heart in education.  Since our credit union supports education in every way possible, we get excited at the start of every school year to help kids at the Open Door Home! They are always in need of back-to-school supplies at the beginning of the school year – and YOU can help us support them!

The Open Door Home is a terrific organization in Rome “providing for the needs of the dependent, neglected, and/or abused children of Northwest Georgia and helping them to live a healthier, happier and more productive life.”

To be sure these kids are totally prepared we are holding a school supply drive right here at the credit union. Employees and members are invited to drop off anything and everything related to back-to-school supplies. A few specific requests from the Open Door Home include:

  • College-ruled notebook paper
  • 1 and 2 inch binders
  • Spiral notebooks
  • Black or blue ink pens
  • Mechanical pencils and lead refills
  • Colored pencils
  • Color markers
  • Rulers
  • Scientific calculators
  • Sharpies
  • Highlighters
  • Index cards
  • Poster board (white and colored)
  • Folders with pockets
  • Pencil sharpeners
  • Pink erasers

So as you are back-to-school shopping with your kids this year, remember this great organization and pick up a few extra supplies. Drop-off boxes will be located in both branch lobbies from August 1 to August 15.

Thank you!

Simple Summer Recipes

July 14, 2014 by

Summer is officially underway, and we’ve probably all done our share of grilling out already. Whether you’re looking for a few new ideas to bring to the backyard BBQ, or want to spend less time in the kitchen and more time playing this summer, the Cooking Channel has you covered. Click the link below to browse their list of 85 of the best summer side dishes. It really is a great list. Here are a few of my favorites:

Heirloom Tomato Caprese Salad

Heirloom Tomato Caprese Salad

Who doesn’t have a bumper crop of delicious tomatoes from the garden right about now? This recipe really lets them shine.

 

Grilled Corn Skewers with Chipotle-Cilantro Butter

Grilled Corn Skewers with Chipotle-Cilantro Butter

These adorable skewers would be perfect for a backyard BBQ, and easy to eat!

 

Quick Pickles

Quick Pickles

No need to serve up the store-bought variety – you can whip up a batch of your own delicious pickles with this recipe.

Visit the Cooking Channel here for all 85 recipes. Happy summer!

 
All photos from the Cooking Channel: http://www.cookingchanneltv.com/recipes/best-summer-side-dish-recipes.html

 

 

Meet the NWGACU Newbies!

July 7, 2014 by

If you’ve come by our main office in the last few weeks, you might have noticed we have some new, friendly faces! We want you to get to know these lovely ladies, so, without further ado, get ready to meet Annette, Casei, Melissa, and Dianne!

Annette_blog-01This is Annette! Annette started working at NWGACU in May 2014 and is one of our new tellers. She currently lives in Cedartown, GA.

taco bell First job: Cashier at Taco Bell

Favorite quote: “I can do all things through Christ who gives me strength.” Philippians 4:13

Hobbies: Shopping, doing makeup, dancing to salsa music

Favorite foods: Pizza and vanilla ice cream

If you could be on a reality TV show, it would be: Dancing with the Stars

Casei_blogThis is Casei! Casei started working at NWGACU in June 2014 and is another new teller. She currently lives in Cloudland, GA.

Most prized possession: Her family

Coolest place you’ve ever visited: Mexico

NicholasSparksFavorite movie: Any Nicholas Sparks movie!

If you had 30 minutes of free time, you would: CLEAN!

If you could be on a reality TV show, it would be: Survivor

 

Melissa_blog

This is Melissa! Melissa started working at NWGACU in June 2014 and is our new part-time teller at the main office. She currently lives in Rome, GA.

keep-calm-and-love-math-1096Coolest place you’ve ever visited: Vegas

If you had an extra $100, you would: Go shopping!

Favorite subject in school: Math

When you were 5 years old, you wanted to be: A lawyer

 
Dianne N_blog-01

This is Dianne! Dianne started working at NWGACU in June 2014 and is our new Debit Card Coordinator. She currently lives here in Rome, GA.

Favorite ice cream flavor: Strawberry

If you had an extra $100, you would: Take my husband out!

australiaIf you could go anywhere in the world on vacation, you would go to: Australia

When you were 5 years old, you wanted to be: A singer

Favorite subject in school: History

 

Now that you know them all, don’t hesitate to stop in soon and say hello!

 

 

Thrifty 4th of July Fun

June 26, 2014 by

4th of julyIt’s almost the 4th of July, and we know that the big cookouts, crafts, and celebrations can get expensive. If you’re looking for some fast and thrifty 4th of July projects and recipes, you have come to the right place!

4th of July is one of my favorite holidays. I can remember going and getting takeout with my family and parking across the street from my grandparent’s house to watch the fireworks each year. We never did anything fancy or expensive, but those are some of my best memories. You can create your own 4th of July memories with your family without breaking the bank, as well!

If you’re planning on making 4th of July crafts with friends or children, Pinterest has all sorts of ideas (when has Pinterest ever failed us?)! I’ve found some of my favorites here, here, and here. Those sites can help you make anything 4th of July-related, from Q-tip fireworks to festive wreaths for your front door!

patriotic-strawberriesIf you’re like me, and love to carry the red, white, and blue theme onto the foods you make, this site has some great festive recipes for your cookout! Who can say no to chocolate and sprinkle-covered strawberries? (No one, that’s who.)

If you’re in Rome for the 4th of July, there are lots of events on the schedule! The Color Me Free 5K will begin at Ridge Ferry Park at 6 p.m. This race is a fun run, which means it’s not timed and participants can walk, run, or even cartwheel along the 3.1 mile course! It’s a great race for first time runners and even families! At various stations throughout the race, participants will be doused with color, in hopes that, by the end, you will be covered in fun, colorful powder!

COLOR-RUN-WEB-600X200

After the race, there will be a concert until the fireworks show begins at dark. It will be a fun time for all ages and will definitely keep you from spending lots of money on entertaining! Get more information about Rome’s 4th of July events here.

Have a very happy 4th of July from everyone at NWGACU!

 

It’s Time to Start Underpaying

June 23, 2014 by

Are you tired of overpaying for your car? It’s time to start underpaying when you refinance or finance your car with Northwest Georgia Credit Union. With car prices and rates at near historic lows, now is a great time to purchase a new or new-to-you vehicle. If you’re one of the smart cookies taking advantage of these low prices, Northwest Georgia Credit Union is the place to get your loan.  Here are 6 reasons why:

  1. Our car loan process is easier than ever at NWGACU!  You can fill out a loan application online via our webpage, www.nwgacu.org., you can visit either of our conveniently located offices at Redmond Road or Dean Street, or you can go straight to a couple of dealers in town and get your new car loan indirectly.  We currently have relationships with Heritage Auto Group and Sherold Salmon.  When you visit any of these dealerships, you can finance through NWGACU without ever coming to the credit union.  We have a user-friendly loan process with whichever form of loan application you choose.
  2. We have money to lend!  We have money ready and waiting for you to borrow for your next car loan.  We have maintained our strong lending status during this downturn in the economy.  We are financially strong and stable and ready to assist you with your next car purchase.
  3. We offer competitive rates for your next car loan!  Since we are a not-for-profit institution, we give back to our members by offering great low rates.  You don’t want to miss out on a new or used car deal while rates are still so low!
  4. We do not charge you a loan application fee!  This is a big savings compared to what other financial institutions will charge you just to process your next car loan application.
  5. We offer an easy way for you to pay your car loan!  You can pay through payroll deduction or direct deposit or automatic transfer from your NWGACU savings or checking account.
  6. Becoming a member of NWGACU is easy.  You can join our credit union if you are a resident of Floyd County, work for one of our Neighborhood Partners, or through a family member that is already a member here.  We have a warm, friendly staff at both of our offices waiting to give you the service you deserve.

So, come and see us, and start underpaying today!

Saving in the Summertime

June 16, 2014 by

Family-at-the-beach_summer-funSummer is great. The kids are out of school, the weather is nice so you can do lots of fun things outside, and it’s typically when most people get to go on vacations or trips. Summer is just fun! However, all of the fun things we do during the summer are not always budget-friendly. It’s nice to splurge every once in awhile, maybe on a family trip, but those summer splurges can empty out our wallets very quickly. We’ve come up with a few ways for you to have a wonderful summer and, hopefully, end it debt-free!

Challenge yourself to a no-spend month. Don’t go to the grocery store for one month, except to purchase fresh produce and milk. This will help you save a huge amount on groceries, use up all those things in your pantry, and maybe even come up with some new, creative recipes!

Choose free activities. There are tons of things going on during the summer, some that can get very expensive fast (taking a family of four to the movies can cost you almost a hundred bucks these days!). Find something fun and free (or low-cost) to do with your family, and the memories will be that much sweeter. Need some ideas to get you started on your frugal-adventure finding? Check out these 101 ideas!

Try these helpful hints to save energy (and money on your bills!). Your bills add up quickly when you’ve got the AC on full-blast all summer. Try some of these tricks to help lower those costs while still keeping you cool.

theme-park-tipsAlways plan ahead. Don’t wait until you’re at the busy theme park entrance to purchase your tickets; make sure you check online for deals. You can almost always save up to 25% if you purchase beforehand, and you get to skip the horrible line for tickets and head straight to the lines for rides! (Those lines aren’t so great, either, but at least there’s a fun ride at the end of them!)

Know when to make your purchases. Need some tools for a DIY project? The best time to shop is right before Father’s Day in early June, when all kinds of home improvement items are on sale. It’s also a good idea to register at sites like eBates.com, because you can get cash back just for purchasing items through their search engine!

Be smart with your gasoline. We all know gas prices go up during the summer, but there are a few ways to help your gas gauge stay away from E a little longer. Check out this post from our very own Rebekah for some great tips on saving at the pump!

Still hoping to find some more summer deals? Get more summer savings ideas here, and, most importantly, have a great summer!


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