Simple Summer Recipes

July 14, 2014 by

Summer is officially underway, and we’ve probably all done our share of grilling out already. Whether you’re looking for a few new ideas to bring to the backyard BBQ, or want to spend less time in the kitchen and more time playing this summer, the Cooking Channel has you covered. Click the link below to browse their list of 85 of the best summer side dishes. It really is a great list. Here are a few of my favorites:

Heirloom Tomato Caprese Salad

Heirloom Tomato Caprese Salad

Who doesn’t have a bumper crop of delicious tomatoes from the garden right about now? This recipe really lets them shine.


Grilled Corn Skewers with Chipotle-Cilantro Butter

Grilled Corn Skewers with Chipotle-Cilantro Butter

These adorable skewers would be perfect for a backyard BBQ, and easy to eat!


Quick Pickles

Quick Pickles

No need to serve up the store-bought variety – you can whip up a batch of your own delicious pickles with this recipe.

Visit the Cooking Channel here for all 85 recipes. Happy summer!

All photos from the Cooking Channel:



Meet the NWGACU Newbies!

July 7, 2014 by

If you’ve come by our main office in the last few weeks, you might have noticed we have some new, friendly faces! We want you to get to know these lovely ladies, so, without further ado, get ready to meet Annette, Casei, Melissa, and Dianne!

Annette_blog-01This is Annette! Annette started working at NWGACU in May 2014 and is one of our new tellers. She currently lives in Cedartown, GA.

taco bell First job: Cashier at Taco Bell

Favorite quote: “I can do all things through Christ who gives me strength.” Philippians 4:13

Hobbies: Shopping, doing makeup, dancing to salsa music

Favorite foods: Pizza and vanilla ice cream

If you could be on a reality TV show, it would be: Dancing with the Stars

Casei_blogThis is Casei! Casei started working at NWGACU in June 2014 and is another new teller. She currently lives in Cloudland, GA.

Most prized possession: Her family

Coolest place you’ve ever visited: Mexico

NicholasSparksFavorite movie: Any Nicholas Sparks movie!

If you had 30 minutes of free time, you would: CLEAN!

If you could be on a reality TV show, it would be: Survivor



This is Melissa! Melissa started working at NWGACU in June 2014 and is our new part-time teller at the main office. She currently lives in Rome, GA.

keep-calm-and-love-math-1096Coolest place you’ve ever visited: Vegas

If you had an extra $100, you would: Go shopping!

Favorite subject in school: Math

When you were 5 years old, you wanted to be: A lawyer

Dianne N_blog-01

This is Dianne! Dianne started working at NWGACU in June 2014 and is our new Debit Card Coordinator. She currently lives here in Rome, GA.

Favorite ice cream flavor: Strawberry

If you had an extra $100, you would: Take my husband out!

australiaIf you could go anywhere in the world on vacation, you would go to: Australia

When you were 5 years old, you wanted to be: A singer

Favorite subject in school: History


Now that you know them all, don’t hesitate to stop in soon and say hello!



Thrifty 4th of July Fun

June 26, 2014 by

4th of julyIt’s almost the 4th of July, and we know that the big cookouts, crafts, and celebrations can get expensive. If you’re looking for some fast and thrifty 4th of July projects and recipes, you have come to the right place!

4th of July is one of my favorite holidays. I can remember going and getting takeout with my family and parking across the street from my grandparent’s house to watch the fireworks each year. We never did anything fancy or expensive, but those are some of my best memories. You can create your own 4th of July memories with your family without breaking the bank, as well!

If you’re planning on making 4th of July crafts with friends or children, Pinterest has all sorts of ideas (when has Pinterest ever failed us?)! I’ve found some of my favorites here, here, and here. Those sites can help you make anything 4th of July-related, from Q-tip fireworks to festive wreaths for your front door!

patriotic-strawberriesIf you’re like me, and love to carry the red, white, and blue theme onto the foods you make, this site has some great festive recipes for your cookout! Who can say no to chocolate and sprinkle-covered strawberries? (No one, that’s who.)

If you’re in Rome for the 4th of July, there are lots of events on the schedule! The Color Me Free 5K will begin at Ridge Ferry Park at 6 p.m. This race is a fun run, which means it’s not timed and participants can walk, run, or even cartwheel along the 3.1 mile course! It’s a great race for first time runners and even families! At various stations throughout the race, participants will be doused with color, in hopes that, by the end, you will be covered in fun, colorful powder!


After the race, there will be a concert until the fireworks show begins at dark. It will be a fun time for all ages and will definitely keep you from spending lots of money on entertaining! Get more information about Rome’s 4th of July events here.

Have a very happy 4th of July from everyone at NWGACU!


It’s Time to Start Underpaying

June 23, 2014 by

Are you tired of overpaying for your car? It’s time to start underpaying when you refinance or finance your car with Northwest Georgia Credit Union. With car prices and rates at near historic lows, now is a great time to purchase a new or new-to-you vehicle. If you’re one of the smart cookies taking advantage of these low prices, Northwest Georgia Credit Union is the place to get your loan.  Here are 6 reasons why:

  1. Our car loan process is easier than ever at NWGACU!  You can fill out a loan application online via our webpage,, you can visit either of our conveniently located offices at Redmond Road or Dean Street, or you can go straight to a couple of dealers in town and get your new car loan indirectly.  We currently have relationships with Heritage Auto Group and Sherold Salmon.  When you visit any of these dealerships, you can finance through NWGACU without ever coming to the credit union.  We have a user-friendly loan process with whichever form of loan application you choose.
  2. We have money to lend!  We have money ready and waiting for you to borrow for your next car loan.  We have maintained our strong lending status during this downturn in the economy.  We are financially strong and stable and ready to assist you with your next car purchase.
  3. We offer competitive rates for your next car loan!  Since we are a not-for-profit institution, we give back to our members by offering great low rates.  You don’t want to miss out on a new or used car deal while rates are still so low!
  4. We do not charge you a loan application fee!  This is a big savings compared to what other financial institutions will charge you just to process your next car loan application.
  5. We offer an easy way for you to pay your car loan!  You can pay through payroll deduction or direct deposit or automatic transfer from your NWGACU savings or checking account.
  6. Becoming a member of NWGACU is easy.  You can join our credit union if you are a resident of Floyd County, work for one of our Neighborhood Partners, or through a family member that is already a member here.  We have a warm, friendly staff at both of our offices waiting to give you the service you deserve.

So, come and see us, and start underpaying today!

Saving in the Summertime

June 16, 2014 by

Family-at-the-beach_summer-funSummer is great. The kids are out of school, the weather is nice so you can do lots of fun things outside, and it’s typically when most people get to go on vacations or trips. Summer is just fun! However, all of the fun things we do during the summer are not always budget-friendly. It’s nice to splurge every once in awhile, maybe on a family trip, but those summer splurges can empty out our wallets very quickly. We’ve come up with a few ways for you to have a wonderful summer and, hopefully, end it debt-free!

Challenge yourself to a no-spend month. Don’t go to the grocery store for one month, except to purchase fresh produce and milk. This will help you save a huge amount on groceries, use up all those things in your pantry, and maybe even come up with some new, creative recipes!

Choose free activities. There are tons of things going on during the summer, some that can get very expensive fast (taking a family of four to the movies can cost you almost a hundred bucks these days!). Find something fun and free (or low-cost) to do with your family, and the memories will be that much sweeter. Need some ideas to get you started on your frugal-adventure finding? Check out these 101 ideas!

Try these helpful hints to save energy (and money on your bills!). Your bills add up quickly when you’ve got the AC on full-blast all summer. Try some of these tricks to help lower those costs while still keeping you cool.

theme-park-tipsAlways plan ahead. Don’t wait until you’re at the busy theme park entrance to purchase your tickets; make sure you check online for deals. You can almost always save up to 25% if you purchase beforehand, and you get to skip the horrible line for tickets and head straight to the lines for rides! (Those lines aren’t so great, either, but at least there’s a fun ride at the end of them!)

Know when to make your purchases. Need some tools for a DIY project? The best time to shop is right before Father’s Day in early June, when all kinds of home improvement items are on sale. It’s also a good idea to register at sites like, because you can get cash back just for purchasing items through their search engine!

Be smart with your gasoline. We all know gas prices go up during the summer, but there are a few ways to help your gas gauge stay away from E a little longer. Check out this post from our very own Rebekah for some great tips on saving at the pump!

Still hoping to find some more summer deals? Get more summer savings ideas here, and, most importantly, have a great summer!

Skip Your Loan Payment This Summer!

June 9, 2014 by

summer 2014 skip a pay web graphic

Are you ready for a vacation? If so, sit back, relax and enjoy the serenity of a stress-free summer! Simply take advantage of Summer Skip-a-Pay from Northwest Georgia Credit Union and say “so long” to your June or July loan payment(s). Use the money you would have put toward your loan(s) to soak up the sun at your favorite tropical hotspot, indulge your adventurous side on a thrilling excursion or fatten your wallet with a budget-friendly stay-cation.

Stop stressing over due dates and start experiencing the joys of a month without payments. Simply call 706-291-9290 (Main office) or 706-802-0030 (Branch office) and speak to a Financial Services Officer by August 1st, to determine your eligibility.*

*Eligibility restrictions apply. $35 per loan fee for this service.

In the Community: Public Works Picnic

June 2, 2014 by

Public Works Picnic 2014For over twenty years, the Public Works Department has offered their hardworking employees a picnic at the Lock and Dam Park. Jerri, Stephanie, and I were fortunate enough to attend their annual shindig last month and we loved it!

After everyone enjoyed hamburgers, hot dogs, barbeque, homemade sides, and even ice cream, the very serious horseshoe tournament began. After all that, the fun still wasn’t over! There were still door prizes to give away and friends to chat with!

Northwest Georgia Credit Union donated a VISA gift card and made sure everyone went home with a NWGACU red water bottle!

Thanks for having us, Public Works friends!

2014 Scholarship Winners

May 26, 2014 by

Cole Abbott of Rome High School was chosen as the recipient of the Tom Nunn Memorial Scholarship and Elizabeth Clonts of Armuchee High School was chosen as the recipient of the Progressive Leader Scholarship.

Tom Nunn winner_Cole AbbottAbbott is the son of Greg and Beth Abbott, and involves himself in the community by serving as the Georgia District Governor of Junior Optimist Octagon International Club, volunteering with PASSPORT Missions youth camp, March Mission Madness, Garden Lakes Baptist Church VBS, Relay for Life, Moving Day Parkinson’s Walk, Garden Lakes Baptist Church food pantry, Meals and More, and giving tennis lessons to children. Abbott was also involved in his school varsity tennis team, Junior Civitan Club, and is a member of the National Honor Society. Abbott will apply his scholarship toward his education at Berry College studying Biology/Pre-Med. The Tom Nunn Memorial Scholarship was created in memory of Mr. Tom Nunn, a late Director of Northwest Georgia Credit Union. This scholarship honors a commitment to excellence in academics, service, and community involvement.

Progressive Leader winner_Elizabeth ClontsElizabeth Clonts, the recipient of the Progressive Leadership Scholarship, is the daughter of David and Suzanne Clonts. She graduated from Armuchee High School this month and plans to attend Georgia Tech in the fall to study Biology (Pre-Med). She is a member of the National Honor Society, serving as president this year. As president, she led the National Honor Society to be her school’s top fundraising Relay for Life team. Clonts has participated in the Floyd County Executive Internship Program, completing two semesters as an intern at the Tony E. Warren Cancer Center of Harbin Clinic. The Progressive Leadership Scholarship commemorates a student with leadership skills, an entrepreneurial spirit, and a passion for a cause of their own with the skills to make it happen. Clonts’ cause is cancer treatment and prevention.

Congratulations to you both! NWGACU thinks you’re unbelievable!

Summer Picnic Recipes

May 19, 2014 by

Are you thinking ahead to Memorial Day? I know I am. Memorial Day is the perfect time to gather with family and enjoy a picnic or backyard BBQ. If you’re looking for a few new recipes for your Memorial Day bash, look no further! I’ve reached back into the unbankingunbelievable vault and pulled out a post from June 2012 containing all sorts of yummy summer recipes.  Enjoy!

Summer Picnic Recipes
Originally posted by Stephanie on June 25, 2012

You can tell it’s summer just by taking a look at the thermometer.  That means it’s almost time to celebrate the 4th of July!  Many of us celebrate with picnics and backyard barbecues.  Whatever your tradition, if you’re anything like me, you are in desperate need of some new recipe ideas.  I just can’t bring myself to take the same old, tired potato salad to my family gathering this year.  So, I scoured the internet for fresh ideas, here are a few of the best.

Potluck Pasta Salad
What is a picnic without pasta salad?  I found this yummy recipe for pasta salad with an Italian twist.  Simple, fresh flavors in a quick and easy recipe.  Perfect.


3 cups Farfalle (Bowtie) Pasta, cooked according to package directions and drained.
2 cups Baby Spinach Leaves
1 cup Feta (crumbled)
1 cup Grape Tomatoes
¾ cups Canned Chickpeas, Rinsed and Drained
1 cup Balsamic Vinaigrette Dressing

Place everything in a large bowl; mix lightly. Serve immediately or cover and refrigerate until ready to serve. (Recipe & photo from

Cucumber Dip
If you are a home gardener (or know one), you probably have a bumper crop of cucumbers right about now.  My green-thumbed dad gave us enough cucumbers to feed the neighborhood recently, and I stumbled upon this delicious recipe for cucumber dip.  Cool and refreshing, this dip is perfect for a hot summer day and feeds a crowd.


2 cups, peeled, grated cucumber
1 ½ cups plain Greek yogurt
1 T chives, finely chopped
1 T basil, finely chopped
1 T dill, finely chopped
1 tsp. garlic powder
1 T freshly squeezed lemon juice
Salt and pepper to taste

Mix all ingredients together, chill and serve with carrots or pita chips. (photo from

Red, White and Blue Ice Cream Sundaes
For dessert, you can’t go wrong with this festive red, white and blue ice cream sundae. Kids will love it!


1 1/2 cups strawberries or raspberries or both, plus extra for garnish
1 cup confectioners’ sugar, divided
2 teaspoons lemon juice, divided
1 1/2 cups blueberries or blackberries or both, plus extra for garnish
1 pint vanilla ice cream
Whipped cream (optional), for garnish
Maraschino cherries and/or decorative sprinkles (optional), for garnish

Purée strawberries or raspberries (or both) in a blender. Sift 1/2 cup of the confectioners’ sugar on top (depending on how sweet the berries are); blend until smooth. Stir in 1 teaspoon of the lemon juice. Spoon a few tablespoons of the red berry sauce into each of 4 dessert glasses (set aside any extra sauce for garnish).

Purée blueberries or blackberries (or both) in a blender. Sift the remaining 1/2 cup of the confectioners’ sugar on top (depending on how sweet the berries are); blend until smooth. Stir in remaining 1 teaspoon of the lemon juice.

Dollop 1 scoop of the ice cream on top of red berry sauce in each glass. Top with a few tablespoons of the blueberry sauce and another scoop of ice cream (or two!). Top with fresh berries and any extra sauce. Garnish with berries, whipped cream, maraschino cherries and/or sprinkles, if you like. (Recipe & photo from

Roasted Potato Salad
As for that old stand-by, potato salad, if you just can’t imagine your picnic without it,try this healthier version instead.


2 teaspoons olive oil
1/4 teaspoon salt
4 pounds small red potatoes, quartered
Cooking spray
1/2 cup chopped green onions
1/4 cup chopped fresh parsley
4 bacon slices, cooked and crumbled

2 1/2 tablespoons balsamic vinegar
1 tablespoon Dijon mustard
2 teaspoons olive oil
1/2 teaspoon black pepper
1/4 teaspoon salt

Preheat oven to 450°. To prepare potatoes, combine first 3 ingredients. Arrange evenly on a jelly-roll pan coated with cooking spray. Bake at 450° for 30 minutes or until tender. Let cool. Combine potatoes, onions, parsley, and bacon.To prepare vinaigrette, combine vinegar and remaining ingredients in a jar. Cover tightly; shake vigorously. Add vinaigrette to potato mixture; toss well. Serve immediately. Note: Store the vinaigrette separately and toss with the potato mixture right before serving. Don’t have a jar for the dressing? Whisk the ingredients in a small bowl, and then transfer to a sturdy zip-top plastic bag to take to the picnic. (Recipe from Cooking Light, 2005).

Bon Appetit!

Online Shopping: Are You Shopping Smart?

May 8, 2014 by

Photo Credit:

Online shopping is very popular, due to the fact that it’s convenient and easy. Cyber Monday in front of the computer in your pajamas sounds a lot more appealing (to me!) than waking up super early to fight the crowds on Black Friday! Though online shopping is something that people are obviously taking advantage of, there are many risks involved. It’s important to be cautious when shopping online (and in stores!) because, if you’re not careful, scammers could get your information, potentially stealing your identity, or, at the very least, your hard-earned money.

This is something we have unfortunately seen a lot of at the credit union, and we are happy to share some tips with you to keep you safe while shopping on the Internet.

  • Familiarize yourself with the website. It’s always better to know the site you are using. Everyone has heard of Amazon or the major retailer websites, so these are more likely to be secure. If the site is unfamiliar, research it before making any purchases or giving out any personal information. If you feel like the site is sketchy, chances are, you’re right. Look it up on sites, such as the Better Business Bureau, to check if it’s legitimate. Also, be sure to read customer reviews about the site. These customers rarely get anything for typing up a review, so they will most likely be completely honest about the good, the bad, and the ugly.
  • Shop at home. Shopping online in a public place, such as a coffee shop or airport, can be dangerous, even on a personal laptop or smart phone. Hackers can tap into Wi-Fi connections at these hot spots and obtain your personal information. It’s fine to browse while out and about, but save the purchase for when you’re at home, using your own secure Wi-Fi connection. Also, be sure to never check personal information on a public computer, and always log out, even if you’re just checking emails or Facebook.
  • Know what’s too good to be true. Almost always, if it seems too good to be true, it probably is. There is always some sort of offer floating around, often on social media, for something that just seems amazing! Nine times out of ten, though, you’re just going to get yourself involved in a scam. Watch out for these sorts of offers, even from your own friends on social media, who might have fallen for it. Skepticism in these cases can go a long toward saving you from a stolen card number.
  • Pay with a credit card. Credit cards offer better protection against fraud than debit cards. A good rule of thumb is to have one credit card you use specifically for online purchases. This way, when you check your statements (and check them regularly), it is easy to see if there is any fraud on your accounts. If there is a suspicious online purchase on another credit card, for example, you can quickly see that it is fraud and get it checked out immediately.
  • Use strong passwords. Come up with passwords only you would know, with a variety of upper- and lowercase letters, numbers, and symbols. Never use your name as part of your password. Always keep your passwords private, and never set your computer or smart phone to remember your passwords or card numbers on online shopping sites.

We hope these tips will help you stay safe while online shopping. Have some more online shopping tips that we left out? Let us know!


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